Essex County N.J. Employees FCU Home page
 

 

Fee Schedule

Account Fees

 

LOAN RATES

NEW VEHICLE RATES:

75% TO 90% of purchase price up to $50,000 *
Rates as low as 5.75%*

USED VEHICLE RATES:

75% TO 90% of purchase price up NADA loan value up to $30,000*
Rates as low as 5.9%*

PERSONAL LOAN RATES:

Borrow up to 15% of your annual base salary.*
Rates as low as 9.9%*

LOANS FULLY SECURED BY SHARES RATES:

Borrow up to your share balance.
Rates as low as 7%

CERTIFICATES (CD) RATES:

Please call the credit union to take advantage of our latest share certificate rates

*If qualified – other rates apply based on our loan underwriting policy.
Our credit union’s philosophy and history requires that we treat all members equitably. Being fair means that each member should receive the best deal based on what they have done with their individual management of their financial affairs and credit.  We encourage good credit by rewarding those members who have worked hard to maintain their good credit standing.
Rates and fees are subject to change without notice.

 

 

 

 
 
Copyright© 2010 Essex County NJ Employees Federal Credit Union
   
 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - NCUA National Credit Union Administration, a U.S. Government Agency Equal Housing Lender     We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act