The 3 Credit Bureaus are:

• Experian.com
• Equifax.com
• TransUnion.com

IDENTITY THEFT

What is identity theft?
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft.

The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make - or until you’re contacted by a debt collector.

For more information about Identity Theft and what to do about it, these websites offer important information to protect yourself

www.Consumer.gov/IDtheft http://www.usdoj.gov/criminal/fraud/websites/idtheft.html

http://www.idtheft.gov/

http://onguardonline.gov/index.html

http://www.socialsecurity.gov/pubs/idtheft.html