Essex County N.J. Employees FCU Home page
 

 

Savings Services

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ADDITIONAL MEMBER SERVICES

 

Automatic Payroll Deductions “Pay yourself first.” A late start in saving can mean the difference of hundreds of thousands of dollars by the time you reach retirement. Sooner is better when it comes to saving. Making the right financial decisions today may mean you can buy your dream home, but your child through college, even maintain your current lifestyle into retirement - or just save for a rainy day.

Pay yourself first by having your savings deducted directly from your paycheck and deposited automatically into your Credit Union account. With the convenience of automatic payroll deduction, this budget-friendly plan is a popular option among our members. 
For the employees of the County of Essex, download the Payroll Deduction form here.

For employees of the State of New Jersey, you can obtain the CREDIT UNION DEDUCTIONS card) from the Credit Union office.

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Home Banking Our state-of-the-art Internet technology offers:

  • Self - enrollment for convenient home-banking access
  • Multi-factor authentication providing security for your accounts
  • Quick Transfer feature allows you to make common transactions fast and easy
  • Favorite tabs to give you immediate access to the features you use most often
  • Online demonstration providing an online tour of the Home Banking site
  • Weather, stock quotes and news can be viewed

With our Home Banking you will have access to transactions and inquiries such as:

  • Check your account balances
  • Transfer money between your accounts
  • Make credit union loan payments
  • Withdraw money from your accounts

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Holiday Club Accounts Want to put a little extra “jingle” in your pocket this holiday season? Make affordable deposits into your Holiday Club account, through the convenience of automatic payroll deduction, throughout the year and watch your holidays shine. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA National Credit Union Administration, A US Government Agency

Holiday Clubs run from each October to each September. 
Each October, your Holiday Club funds are made available to you.

The Holiday Club is easily maintained through your payroll deduction, which can be started or added to existing payroll deductions. Withdrawals from the Holiday Club are not permitted. Forms for the Holiday Club are sent out each August or September for the next year’s club.

Click here for our Holiday Club Account form in pdf format
(Adobe Acrobat Reader is required to download)

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Insured Savings Regular Share Savings Accounts are available to all members of the Credit Union. The minimum opening deposit is $50.00. The maximum deposit is $98,000.00. Payroll deductions are available for Regular Share Savings Accounts. A member may make up to four FREE withdrawals per quarter. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA National Credit Union Administration, A US Government Agency

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Property Insurance:  Auto Insurance and Homeowners Insurance
We’ve joined with a team of insurance professionals to bring you MEMBERS Auto and Homeowners Insurance. Information about teen driving, fire safety, home inventory logs, home and child safety as well as filing claims on line are available.
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The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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National Credit Union Administration Equal Housing Lender